> ## Documentation Index
> Fetch the complete documentation index at: https://support.polyfundr.com/llms.txt
> Use this file to discover all available pages before exploring further.
# Requesting a Payout from Your PolyFundr Funded Account
> Request a payout from realized eligible profit. Payouts are sent in USDC on Polygon to the wallet address you enter with each request.
Use this page as the main source for funded payouts. It explains when you are eligible, how much you can request, and how the wallet payout flow works. The rules are designed to be fair: profit you genuinely earn is always yours, and the structure exists so payouts stay fast and reliable for every funded trader.
## You can request a payout when
All of these are true:
1. Your **realized eligible profit**, after prior paid payouts, has reached **30% of your starting balance**.
2. You have **no other payout request pending** for that funded account.
3. Your **book is flat**: all positions are closed, so the amount is exact and final.
4. Your profit is **consistent for this payout window**: no single trading day produced more than **40%** of the eligible profit since your last payout.
5. You provide a valid **EVM wallet address** that can receive USDC on Polygon.
The 30% is an eligibility gate, not a floor your balance can never cross. It
decides *when you may request*. A payout can take your balance below starting
balance plus 30%, after which you simply become eligible again once new profit
rebuilds it. Consistency here is a gate too, never a breach: it only asks you
to spread profit across more than one day, and it never closes your account.
## How much you can request
Each payout is the **lowest** of these three:
| Limit | What it is |
| :----------------------------- | :----------------------------------------------------------------------------------------------------------- |
| **Cap ladder** | 1st payout up to \$1,000, 2nd up to \$2,000, 3rd and later up to \$5,000 (gross). The ladder grows with you. |
| **Half of new profit** | Half of the eligible profit you have earned **since your last payout**. |
| **Eligible net minus pending** | Your total eligible profit after prior paid and pending payouts. |
A 7-day cooldown applies between payouts.
The profit you do not take in a given window is **not lost**. It stays in your
account, keeps working, and remains withdrawable in later windows as you keep
trading. The "half of new profit" rule simply ties each payout to profit you
genuinely earned recently, which is what keeps the program solvent enough to
pay everyone quickly.
### What counts as eligible profit
* **Gains count** when the position is closed, the entry price was between **0.10 and 0.90**, and it is not a direct same-market YES/NO hedge.
Normal directional trading is fully covered by this. The only things set aside are extreme near-certain or near-impossible bets and self-hedges, which are not the genuine market calls a funded program is built to reward. This protects the value of every honest trader's payouts.
## Profit split and currency
* **Profit split:** 90% to you, 10% to PolyFundr.
* **Currency:** USDC on Polygon.
* **Destination:** required on every request, never saved as a default.
* **One pending request at a time.** While a request is pending, the requested gross is reserved against your available balance and you cannot open another.
* **Processing time:** usually within 24 hours of approval.
* **Requesting a payout never fails your account.** Only the drawdown, inactivity, and risk limits can do that. A blocked or reduced payout just means you request again later.
## Example
On a \$50,000 funded account, you become eligible once your realized eligible
profit reaches **\$15,000** (30% of your starting balance).
**Your first payout has no "half of new profit" limit.** As soon as you hit the
\$15,000 eligibility target you can request straight away, up to the week-1
ladder cap:
* Request the 1st payout: up to **\$1,000** gross (**\$900** to you at 90%).
After your first payout, each later payout is additionally capped at **half of
the new eligible profit you earn after your previous payout** (and by the
ladder), with a 7-day cooldown between requests:
* Earn at least **\$4,000** more, then request the 2nd: up to **\$2,000** gross (**\$1,800** to you).
* Earn at least **\$10,000** more, then request the 3rd and later: up to **\$5,000** gross (**\$4,500** to you).
Steady earning keeps you withdrawing every cycle. Profit above each cap stays in
the account for future windows.
Larger funded accounts give more trading room because the drawdown and risk
limits scale with size. The progressive ladder reflects that more fairly than
a flat cap, and it grows the longer you trade well.
## Payout lifecycle
## How to request one
Payouts use realized profit only, and your book must be flat when you
request. Close everything you want counted before submitting.
In the app, navigate to **Payouts** from the main menu. It shows your
eligible profit, fresh profit this window, the amount available now, and the
next cap.
Provide the wallet address you want the USDC sent to. This address is not
saved. You must enter it with every request.
Review the amount and confirm. Once submitted, the requested gross is
reserved against your available balance while the payout is pending.
PolyFundr processes the request within 24 hours on average. On approval,
USDC is transferred on-chain to the destination address you provided.
## Destination wallet requirements
Funds are sent as USDC to the wallet address you provide at the time of the request. Enter the full address carefully. The destination is not saved between requests, and transfers cannot be reversed once sent.
Always provide the correct destination wallet address. Payout destinations are
not saved, and on-chain USDC transfers cannot be recalled once sent.
## How eligibility works after a payout
The 30% gate stays tied to your funded account's starting balance. After a payout is sent, prior paid payouts are deducted from the eligible-profit calculation, so you build new eligible profit back above the gate before the next request unlocks. Each new payout is then sized from the profit earned **since** the previous one.
Drawdown is always calculated net of any payouts already made, so **withdrawing your profit never moves you closer to a breach**. Your earned profit is protected, not penalized.
Need the funded account overview? Read [Funded overview](/funded/overview).