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Use this page as the source of truth for challenge rules. It covers how you pass, what fails the account, and which risk rules continue after you get funded.

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Quick summary

You pass when

Equity reaches +30% and your profit is consistent (no single trading day is more than your consistency cap of your winning days’ combined profit).

You fail when

You breach daily drawdown, total drawdown, max risk per trade, or inactivity.

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Challenge vs funded

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You pass when

You pass the challenge the moment both of these are true at the same time. Realized profit is grouped by UTC calendar day. The consistency rule means your biggest single day cannot dominate your result. Your cap depends on what you bought at checkout:
Consistency is a gate, not a breach. It never fails or closes your account. It only delays the pass until your profit is spread out. If one big day is over your cap, keep trading across more days to bring that share down, then the challenge passes once the +30% target is also met.

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Your account fails when

Any one of these conditions ends the challenge immediately.

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Max daily drawdown

At the start of each UTC day, the platform snapshots your account equity. If your equity falls more than 10% below that snapshot at any point during the day, the account fails. Example: You start a UTC day with $52,000 in equity. Your daily floor is $52,000 x 0.90 = $46,800. If your equity drops to $46,799 at any point that day, the challenge ends. Daily drawdown diagram
The daily drawdown resets each UTC day using a fresh equity snapshot. A large gain on one day raises the floor for the next day.

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Max total drawdown (trailing)

The platform tracks your highest-ever equity. If your equity falls more than 20% below that all-time peak, the account fails. The high-water mark only moves up. Once you reach a new peak, the floor rises with it and does not move back down. Example: Your starting balance is $50,000 and your equity peaks at $58,000. Your total drawdown floor is $58,000 x 0.80 = $46,400. If your equity falls to $46,399, the challenge ends. Trailing drawdown diagram
Drawdown calculations are adjusted for any payouts already made. Withdrawing profits on a funded account does not move you closer to a breach.

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Max risk per trade

Before every trade, the platform calculates your worst-case loss across all open positions on the same market plus the new trade you are about to place. If that combined worst-case loss exceeds 5% of your starting balance, the trade is blocked. Example: On a $50,000 challenge, 5% is $2,500. If you already have $1,800 at risk on a market and try to add a trade that risks another $900 on the same market, the total would be $2,700. The trade is blocked.
The 5% limit is calculated from your starting balance, not your current equity. It does not change as your account grows or shrinks.

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Max inactivity

If 14 or more days pass without a qualifying trade ($1+ notional), the account fails. The clock starts at challenge activation and resets with every qualifying trade you place.

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What carries over to funded accounts

After you pass, your funded account keeps these risk rules:
  • 10% max daily drawdown
  • 20% max total drawdown
  • 5% max risk per trade
  • 14-day max inactivity
Funded payout eligibility is explained on Funded payouts. A consistency rule also applies to every funded payout window, using the same cap your challenge ran under. It is the same “no single lucky day” idea, measured over the profit earned since your last payout. A trader who earns steadily across a few days clears it without having to think about it. Your profit split also carries over from the challenge: 80% as standard, or 90% if you bought the upgrade. See Challenge upgrades.

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What is allowed

  • Trade any market available on PolyFundr using live Polymarket prices.
  • Hold positions for as long as you like, provided you stay within the rules.
  • Trade on news events, weekends, or any time of day.
  • No restrictions on holding periods or market categories.

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Fair use & bad faith

The rules above are limits, not the full list of what is permitted. All challenge and funded trading is also governed by the Fair Use Policy.
Exploiting bugs, latency, pricing errors, or processing delays, masking identity, location, or account control, or any trading that is abusive or contrary to the spirit of a skill-based evaluation, can void the affected trades and profit, close the account, and forfeit pending or paid payouts, with no refund. Found a bug? Report it to support instead of trading on it.