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The moment your challenge equity hits the target and your profit is consistent (no single trading day over your account’s cap of your winning days’ combined profit), your challenge passes and a funded account is created automatically. You can start using it right away.

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Your new funded account

1

Challenge passes

Your equity reaches the 30% profit target and your profit is consistent (no single trading day is more than your account’s cap of your winning days’ combined profit). Any open positions on the challenge are automatically closed at that point.
2

Funded account opens

A new funded account is created at the same starting balance as your challenge. For example, if you passed a $50,000 challenge, you receive a $50,000 funded account. Challenge trades and funded trades never mix.
3

Start trading

Your funded account is active immediately. You trade any live Polymarket market available on PolyFundr, under the same risk rules that governed your challenge.
4

Request a payout

Once your realized profit on the funded account reaches the payout threshold, head to the Payouts page and submit a request. Payouts are sent in USDC on Polygon to the destination wallet address you enter, and payout requests follow a progressive cap structure.
Each payout is the lowest of the cap ladder (1st up to $1,000, 2nd up to $2,000, 3rd and later up to $5,000 gross), half of the eligible profit you have earned since your last payout, and your eligible net after prior payouts. A 7-day cooldown applies between payouts, and profit above a cap is not lost: it stays in the account and remains withdrawable in later windows. See Funded payouts for the full rules and worked examples. Larger accounts still provide more room to trade because drawdown and risk limits scale with account size, and the ladder grows the longer you trade well.

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Key differences from the challenge

Your funded account balance starts fresh. Challenge profits are not transferred into the funded account.
Your funded account inherits the terms you bought: the profit split, the consistency cap, and the money-back option if you added it. See Challenge upgrades.

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Account sizes

Your funded account always matches the size of the challenge you passed. Challenges are sold directly at $5,000, $10,000, $25,000, and $50,000. $100,000 and $200,000 accounts are awarded through competitions and giveaways rather than direct purchase.
If you want a larger funded account, pass a larger purchasable challenge, or earn a $100k or $200k seat through a competition or giveaway.