Flow diagram
The full flow
1. Buy a challenge
Pick a challenge size ($10,000, $25,000, or $50,000) and pay the one-time fee. $100k and $200k accounts come through competitions and giveaways.
2. Pass the challenge
Pass when your equity reaches +30% and your profit is consistent (no
single trading day over 30% of your total profit), without breaching any
risk rule.
3. Get funded
A funded account opens automatically at the same size. It starts fresh and
is separate from your challenge account.
Challenge pass vs funded payout
This is the most important distinction on the site:| Challenge | Funded account | |
|---|---|---|
| What moves you forward | Pass the challenge | Request a payout |
| What counts toward the target | Equity | Realized profit |
| Target size | 30% of starting balance | 30% of starting balance |
| Open positions | Count in equity | Do not count until closed |
| Consistency | No single day > 30% of total profit | 40% per payout window, every payout |
If you remember one thing, remember this: challenge passing is equity-based,
and funded payout eligibility is realized-profit-based.
Challenge rules at a glance
| Rule | Requirement |
|---|---|
| Profit target | +30% equity from starting balance |
| Consistency | No single trading day over 30% of total realized profit |
| Max daily drawdown | 10% of the day’s starting equity |
| Max total drawdown | 20% below your peak equity |
| Max risk per trade | 5% of starting balance |
| Max inactivity | 14 days |
Funded account rules at a glance
- The funded account starts at the same size as the challenge you passed.
- Daily drawdown, total drawdown, max risk per trade, and inactivity rules still apply.
- Payouts use a 90% split.
- Payouts are sent in USDC on Polygon.
- You must enter the destination wallet address every time.
- Payout requests use progressive caps: $1,000 on the 1st request, $2,000 on the 2nd, and $5,000 from the 3rd request onward.
- Only one payout request can be pending per funded account at a time.
- While a payout is pending, that amount is reserved against further payout availability.
What to read next
Challenge overview
Compare account sizes, fees, and what happens after you pass.
Challenge rules
Read the exact pass and fail conditions.
Funded payouts
See the full payout flow, limits, and wallet rules.