Flow diagram
The full flow
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1. Buy a challenge
Pick a challenge size ($10,000, $25,000, or $50,000) and pay the one-time fee. $100k and $200k accounts come through competitions and giveaways.
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2. Pass the challenge
Pass when your equity reaches +30% and your profit is consistent (no
single trading day over 30% of your winning days’ combined profit), without breaching any
risk rule.
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3. Get funded
A funded account opens automatically at the same size. It starts fresh and
is separate from your challenge account.
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4. Request a payout
Once your realized profit reaches the payout threshold, you can request
USDC on Polygon to the wallet address you enter for that request.
Challenge pass vs funded payout
This is the most important distinction on the site:If you remember one thing, remember this: challenge passing is equity-based,
and funded payout eligibility is realized-profit-based.
Challenge rules at a glance
The full definitions and examples live on Challenge rules.
Funded account rules at a glance
- The funded account starts at the same size as the challenge you passed.
- Daily drawdown, total drawdown, max risk per trade, and inactivity rules still apply.
- Payouts use an 80% split, or 90% if you bought the upgrade.
- Payouts are sent in USDC on Polygon.
- You must enter the destination wallet address every time.
- Payout requests use progressive caps: $1,000 on the 1st request, $2,000 on the 2nd, and $5,000 from the 3rd request onward.
- Only one payout request can be pending per funded account at a time.
- While a payout is pending, that amount is reserved against further payout availability.
What to read next
Challenge overview
Compare account sizes, fees, and what happens after you pass.
Challenge rules
Read the exact pass and fail conditions.
Funded payouts
See the full payout flow, limits, and wallet rules.