You can request a payout when
All of these are true:- Your realized eligible profit, after prior paid payouts, has reached 30% of your starting balance.
- You have no other payout request pending for that funded account.
- Your book is flat: all positions are closed, so the amount is exact and final.
- Your profit is consistent for this payout window: no single trading day produced more than 40% of the eligible profit since your last payout.
- You provide a valid EVM wallet address that can receive USDC on Polygon.
The 30% is an eligibility gate, not a floor your balance can never cross. It
decides when you may request. A payout can take your balance below starting
balance plus 30%, after which you simply become eligible again once new profit
rebuilds it. Consistency here is a gate too, never a breach: it only asks you
to spread profit across more than one day, and it never closes your account.
How much you can request
Each payout is the lowest of these three:| Limit | What it is |
|---|---|
| Cap ladder | 1st payout up to $1,000, 2nd up to $2,000, 3rd and later up to $5,000 (gross). The ladder grows with you. |
| Half of new profit | Half of the eligible profit you have earned since your last payout. |
| Eligible net minus pending | Your total eligible profit after prior paid and pending payouts. |
The profit you do not take in a given window is not lost. It stays in your
account, keeps working, and remains withdrawable in later windows as you keep
trading. The “half of new profit” rule simply ties each payout to profit you
genuinely earned recently, which is what keeps the program solvent enough to
pay everyone quickly.
What counts as eligible profit
- Gains count when the position is closed, the entry price was between 0.10 and 0.90, and it is not a direct same-market YES/NO hedge.
Profit split and currency
- Profit split: 90% to you, 10% to PolyFundr.
- Currency: USDC on Polygon.
- Destination: required on every request, never saved as a default.
- One pending request at a time. While a request is pending, the requested gross is reserved against your available balance and you cannot open another.
- Processing time: usually within 24 hours of approval.
- Requesting a payout never fails your account. Only the drawdown, inactivity, and risk limits can do that. A blocked or reduced payout just means you request again later.
Example
On a $50,000 funded account, you become eligible once your realized eligible profit reaches $15,000 (30% of your starting balance). Your first payout has no “half of new profit” limit. As soon as you hit the $15,000 eligibility target you can request straight away, up to the week-1 ladder cap:- Request the 1st payout: up to $1,000 gross ($900 to you at 90%).
- Earn at least $4,000 more, then request the 2nd: up to $2,000 gross ($1,800 to you).
- Earn at least $10,000 more, then request the 3rd and later: up to $5,000 gross ($4,500 to you).
Larger funded accounts give more trading room because the drawdown and risk
limits scale with size. The progressive ladder reflects that more fairly than
a flat cap, and it grows the longer you trade well.
Payout lifecycle
How to request one
Close all open positions
Payouts use realized profit only, and your book must be flat when you
request. Close everything you want counted before submitting.
Go to the Payouts page
In the app, navigate to Payouts from the main menu. It shows your
eligible profit, fresh profit this window, the amount available now, and the
next cap.
Enter your destination wallet address
Provide the wallet address you want the USDC sent to. This address is not
saved. You must enter it with every request.
Submit the request
Review the amount and confirm. Once submitted, the requested gross is
reserved against your available balance while the payout is pending.
Destination wallet requirements
Funds are sent as USDC to the wallet address you provide at the time of the request. Enter the full address carefully. The destination is not saved between requests, and transfers cannot be reversed once sent.How eligibility works after a payout
The 30% gate stays tied to your funded account’s starting balance. After a payout is sent, prior paid payouts are deducted from the eligible-profit calculation, so you build new eligible profit back above the gate before the next request unlocks. Each new payout is then sized from the profit earned since the previous one. Drawdown is always calculated net of any payouts already made, so withdrawing your profit never moves you closer to a breach. Your earned profit is protected, not penalized.Need the funded account overview? Read Funded overview.