What makes me pass the challenge?
What makes me pass the challenge?
You pass when both of these are true at the same time:
- Your equity reaches +30% from starting balance
- Your profit is consistent: no single trading day’s realized profit is more than your account’s cap (30%, or 50% with the upgrade) of the combined profit of your winning days
What is the consistency rule?
What is the consistency rule?
No single trading day’s realized profit can be more than your account’s cap of the combined profit of your winning days (losing days do not shrink the denominator). The cap is 30% as standard, or 50% if you bought the consistency upgrade at checkout. This stops one lucky day from carrying the whole result, so at 30% you need profit spread across at least four profitable trading days, and at 50% across at least two.It is a gate, not a breach: it never fails or closes your account, it only delays the pass until your profit is spread out. Trading a large volume on one day does not replace trading across multiple days. The same rule applies to every funded payout window, using your account’s own cap.
What fails the challenge?
What fails the challenge?
Any one of these conditions ends the account:
- 10% daily drawdown
- 20% total drawdown
- 5% max risk per trade
- 14 days of inactivity
How is daily drawdown measured?
How is daily drawdown measured?
At the start of each UTC day, PolyFundr takes a snapshot of your equity. If your equity drops more than 10% below that snapshot at any point during the day, the account fails.
How is total drawdown measured?
How is total drawdown measured?
Total drawdown uses a trailing high-water mark. If your equity falls more than 20% below your highest equity reached, the account fails.
What happens if I exceed max risk per trade?
What happens if I exceed max risk per trade?
The trade is blocked before it is placed. The platform does not let the order through if the new position would push risk above 5% of starting balance on that market.
What is the inactivity limit?
What is the inactivity limit?
If 14 days pass without a qualifying trade, the account fails. This applies to both challenge and funded accounts.
Do the same risk rules apply on funded accounts?
Do the same risk rules apply on funded accounts?
The funded account keeps the same daily drawdown, total drawdown, max risk per trade, and inactivity rules. Payout eligibility is explained on Funded payouts.
Are challenge and funded account trades mixed together?
Are challenge and funded account trades mixed together?
No. Challenge trades and funded trades stay on separate accounts.
Does withdrawing profits affect my drawdown limits?
Does withdrawing profits affect my drawdown limits?
No. Paid payouts are accounted for in drawdown calculations.
Are there any restrictions on when or what I can trade?
Are there any restrictions on when or what I can trade?
No. You can trade any market available on PolyFundr at any time, including weekends and news events.
What happens if I exploit a bug or trade in bad faith?
What happens if I exploit a bug or trade in bad faith?
The numeric rules are not the full list of what is allowed. PolyFundr can void the affected trades and profit, close the account, and withhold or reverse pending or paid payouts (with no refund and at any time) if you exploit bugs, latency, pricing errors, or processing delays, mask identity, location, or account control, or trade in any way that is abusive, coordinated across accounts, or contrary to the spirit of a skill-based evaluation. Found a bug? Report it to support instead of trading on it. See the full Fair Use Policy.